One of the things I really like about my iPhone compared to the Blackberry and other smartphones I have used is that the iPhone is fantastic for surfing the web. Websites look like they would on my computer making it easy to navigate.

A new study from Javelin Strategy and Research has been published that claims half of iPhone users today take advantage of mobile banking. The study found that by 2014 45% of all mobile phone users would be using mobile banking.

The study claims that by 2014 99 million adults in the US will conduct at least one mobile transaction per year. “Mobile banking is quickly becoming an essential consumer capability,” said Mark Schwanhausser, Financial Services Channels Analyst. “Just as the iPod changed the music industry and their business models, our data shows that iPhone users are changing the banking industry by leading the way in monitoring and managing finances through mobile devices.”